UPI MDR Charges Calculator

UPI MDR Charges Calculator
Calculate UPI MDR fee with 18% GST breakdown on merchant transactions above ₹2,000 as per latest Finance Ministry and tax guidelines. UPI MDR & GST Framework: P2P transfers are 100% free. On commercial merchant (P2M) payments above ₹2,000, standard 0.4% MDR applies (capped at ₹300). Banking services attract an additional 18% GST on the MDR amount (which registered merchants can claim as Input Tax Credit / ITC). Merchant Payment (P2M) Person-to-Person (P2P) Enter Transaction Amount (₹) ₹1,500 ₹5,000 ₹10,000 ₹75,000 ₹1,00,000 Calculate Total Fee Reset Total Merchant Deduction (MDR + GST) ₹0.00 Calculating charges... Transaction Type Person-to-Merchant (P2M) Transaction Value ₹0.00 Base MDR (0.4%) ₹0.00 GST on MDR (18%) ₹0.00 MDR Capping Applied? No Net Merchant Settlement ₹0.00 Try these related financial utilities : Instant 1-Click UPI Payment Link Generator Custom QR Code Generator for URLs & UPI Trip Fuel Cost & Mileage Calculator How 18% GST Applies on UPI MDR Under India's indirect tax framework,…