UPI MDR Charges Calculator

Calculate official UPI MDR charges on P2P and P2M merchant payments based on Ministry of Finance guidelines. Free 0.4% MDR calculator with Rs. 300 capping. UPI MDR Rules: P2P transactions are completely free. For merchant (P2M) payments, a nominal 0.4% MDR applies only above Rs. 2,000, strictly capped at a maximum of Rs. 300 for high-value transactions (Rs. 75,000+). Merchant Payment (P2M) Person-to-Person (P2P) Enter Transaction Amount (Rs.) Rs. 1,500 Rs. 2,500 Rs. 10,000 Rs. 75,000 Rs. 1,20,000 Calculate MDR Reset Applicable MDR Fee Rs. 12.00 Standard 0.4% MDR applied Transaction Type Person-to-Merchant (P2M) Transaction Amount Rs. 5,000.00 Applicable MDR Rate 0.4% MDR Capping Applied? No (Under Rs. 75,000) Net Settlement (Merchant Receives) Rs. 4,988.00 Try these related financial utilities : Instant 1-Click UPI Payment Link Generator Custom QR Code Generator for URLs & UPI Trip Fuel Cost & Mileage Calculator Ministry of Finance UPI Fee Structure The Ministry of Finance has clarified Merchant Discount …

<script type="text/javascript" src="https://www.blogger.com/static/v1/widgets/851759228-widgets.js"></script>
<script type='text/javascript'>
window['__wavt'] = 'AAPvtVnhgxhZTaQbGrR5LVhb9PlF:1789509980752';_WidgetManager._Init('//www.blogger.com/rearrange?blogID\x3d8961229258634651872','//www.ajshaurya.in/p/upi-mdr-calculator.html?amp\x3d1','8961229258634651872');
_WidgetManager._SetDataContext([{'name': 'blog', 'data': {'blogId': '8961229258634651872', 'title': 'AJshaurya.in', 'url': 'https://www.ajshaurya.in/p/upi-mdr-calculator.html?amp\x3d1', 'canonicalUrl': 'https://www.ajshaurya.in/p/upi-mdr-calculator.html', 'homepageUrl': 'https://www.ajshaurya.in/?amp\x3d1', 'searchUrl': 'https://www.ajshaurya.in/search', 'canonicalHomepageUrl': 'https://www.ajshaurya.in/', 'blogspotFaviconUrl': 'https://www.ajshaurya.in/favicon.ico', 'bloggerUrl': 'https://www.blogger.com', 'hasCustomDomain': true, 'httpsEnabled': true, 'enabledCommentProfileImages': true, 'gPlusViewType': 'FILTERED_POSTMOD', 'adultContent': false, 'analyticsAccountNumber': 'G-P0X298BML4', 'analytics4': true, 'encoding': 'UTF-8', 'locale': 'en', 'localeUnderscoreDelimited': 'en', 'languageDirection': 'ltr', 'isPrivate': false, 'isMobile': false, 'isMobileRequest': false, 'mobileClass': '', 'isPrivateBlog': false, 'isDynamicViewsAvailable': true, 'feedLinks': '\x3clink rel\x3d\x22alternate\x22 type\x3d\x22application/atom+xml\x22 title\x3d\x22AJshaurya.in - Atom\x22 href\x3d\x22https://www.ajshaurya.in/feeds/posts/default\x22 /\x3e\n\x3clink rel\x3d\x22alternate\x22 type\x3d\x22application/rss+xml\x22 title\x3d\x22AJshaurya.in - RSS\x22 href\x3d\x22https://www.ajshaurya.in/feeds/posts/default?alt\x3drss\x22 /\x3e\n\x3clink rel\x3d\x22service.post\x22 type\x3d\x22application/atom+xml\x22 title\x3d\x22AJshaurya.in - Atom\x22 href\x3d\x22https://www.blogger.com/feeds/8961229258634651872/posts/default\x22 /\x3e\n', 'meTag': '', 'adsenseClientId': 'ca-pub-5665552532449159', 'adsenseHostId': 'ca-host-pub-1556223355139109', 'adsenseHasAds': false, 'adsenseAutoAds': false, 'boqCommentIframeForm': true, 'loginRedirectParam': '', 'isGoogleEverywhereLinkTooltipEnabled': true, 'view': '', 'dynamicViewsCommentsSrc': '//www.blogblog.com/dynamicviews/4224c15c4e7c9321/js/comments.js', 'dynamicViewsScriptSrc': '//www.blogblog.com/dynamicviews/7ce469edaf870342', 'plusOneApiSrc': 'https://apis.google.com/js/platform.js', 'disableGComments': true, 'interstitialAccepted': false, 'sharing': {'platforms': [{'name': 'Get link', 'key': 'link', 'shareMessage': 'Get link', 'target': ''}, {'name': 'Facebook', 'key': 'facebook', 'shareMessage': 'Share to Facebook', 'target': 'facebook'}, {'name': 'BlogThis!', 'key': 'blogThis', 'shareMessage': 'BlogThis!', 'target': 'blog'}, {'name': 'X', 'key': 'twitter', 'shareMessage': 'Share to X', 'target': 'twitter'}, {'name': 'Pinterest', 'key': 'pinterest', 'shareMessage': 'Share to Pinterest', 'target': 'pinterest'}, {'name': 'Email', 'key': 'email', 'shareMessage': 'Email', 'target': 'email'}], 'disableGooglePlus': true, 'googlePlusShareButtonWidth': 0, 'googlePlusBootstrap': '\x3cscript type\x3d\x22text/javascript\x22\x3ewindow.___gcfg \x3d {\x27lang\x27: \x27en\x27};\x3c/script\x3e'}, 'hasCustomJumpLinkMessage': true, 'jumpLinkMessage': 'Recent Posts', 'pageType': 'static_page', 'pageId': '6080376611696618934', 'pageName': 'UPI MDR Charges Calculator', 'pageTitle': 'AJshaurya.in: UPI MDR Charges Calculator', 'metaDescription': 'Calculate UPI MDR charges on merchant payments. Free calculator for 0.4% fee above \u20b92,000 and \u20b9300 capping on high-value transactions under new rules.'}}, {'name': 'features', 'data': {}}, {'name': 'messages', 'data': {'edit': 'Edit', 'linkCopiedToClipboard': 'Link copied to clipboard!', 'ok': 'Ok', 'postLink': 'Post Link'}}, {'name': 'template', 'data': {'name': 'custom', 'localizedName': 'Custom', 'isResponsive': true, 'isAlternateRendering': false, 'isCustom': true}}, {'name': 'view', 'data': {'classic': {'name': 'classic', 'url': '?view\x3dclassic'}, 'flipcard': {'name': 'flipcard', 'url': '?view\x3dflipcard'}, 'magazine': {'name': 'magazine', 'url': '?view\x3dmagazine'}, 'mosaic': {'name': 'mosaic', 'url': '?view\x3dmosaic'}, 'sidebar': {'name': 'sidebar', 'url': '?view\x3dsidebar'}, 'snapshot': {'name': 'snapshot', 'url': '?view\x3dsnapshot'}, 'timeslide': {'name': 'timeslide', 'url': '?view\x3dtimeslide'}, 'isMobile': false, 'title': 'UPI MDR Charges Calculator', 'description': 'Calculate UPI MDR charges on merchant payments. Free calculator for 0.4% fee above \u20b92,000 and \u20b9300 capping on high-value transactions under new rules.', 'url': 'https://www.ajshaurya.in/p/upi-mdr-calculator.html?amp\x3d1', 'type': 'item', 'isSingleItem': true, 'isMultipleItems': false, 'isError': false, 'isPage': true, 'isPost': false, 'isHomepage': false, 'isArchive': false, 'isLabelSearch': false, 'pageId': 6080376611696618934}}, {'name': 'widgets', 'data': [{'title': 'AJshaurya.in (Header)', 'type': 'Header', 'sectionId': 'sec_Header_Title', 'id': 'Header01'}, {'title': 'Looking for something?', 'type': 'BlogSearch', 'sectionId': 'sec_Header_Search', 'id': 'BlogSearch01'}, {'title': 'Header Icon', 'type': 'TextList', 'sectionId': 'sec_Header_Icon', 'id': 'TextList01'}, {'title': 'Contributors', 'type': 'Profile', 'sectionId': 'sec_Header_Icon', 'id': 'Profile01'}, {'title': 'Bookmark Posts', 'type': 'LinkList', 'sectionId': 'sec_Header_Icon', 'id': 'LinkList02'}, {'title': 'Translate', 'type': 'LinkList', 'sectionId': 'sec_Header_Icon', 'id': 'LinkList03'}, {'title': 'Navigation Menu', 'type': 'HTML', 'sectionId': 'sec_Nav_Widgets_1', 'id': 'HTML01'}, {'title': 'Navigation Menu (Simple)', 'type': 'PageList', 'sectionId': 'sec_Nav_Widgets_1', 'id': 'PageList01'}, {'title': 'Additional Links', 'type': 'PageList', 'sectionId': 'sec_Nav_Widgets_2', 'id': 'PageList02'}, {'title': 'Social Links', 'type': 'LinkList', 'sectionId': 'sec_Nav_Widgets_2', 'id': 'LinkList04'}, {'title': 'Tabbed Menu', 'type': 'LinkList', 'sectionId': 'sec_Under_Header', 'id': 'LinkList05'}, {'title': 'Notification', 'type': 'LinkList', 'sectionId': 'sec_Under_Header', 'id': 'LinkList06'}, {'title': 'Labels Description', 'type': 'LinkList', 'sectionId': 'sec_Under_Header', 'id': 'LinkList07'}, {'title': 'Under Header Ad', 'type': 'LinkList', 'sectionId': 'sec_Horizontal-Ad', 'id': 'LinkList81'}, {'title': 'Above Pinned Post Ad', 'type': 'LinkList', 'sectionId': 'sec_Top_Widgets', 'id': 'LinkList82'}, {'title': 'Pinned Post', 'type': 'FeaturedPost', 'sectionId': 'sec_Top_Widgets', 'id': 'FeaturedPost01', 'postId': '8299360161574279116'}, {'title': 'Above Posts Ad [Desktop]', 'type': 'LinkList', 'sectionId': 'sec_Main_Widgets', 'id': 'LinkList83'}, {'title': 'Blog Posts', 'type': 'Blog', 'sectionId': 'sec_Main_Widgets', 'id': 'Blog01', 'posts': [{'id': '6080376611696618934', 'title': 'UPI MDR Charges Calculator', 'showInlineAds': false}], 'footerBylines': [{'regionName': 'footer1', 'items': [{'name': 'author', 'label': 'Published by'}, {'name': 'timestamp', 'label': 'On'}, {'name': 'comments', 'label': 'Comment'}, {'name': 'share', 'label': ''}]}, {'regionName': 'footer2', 'items': [{'name': 'labels', 'label': 'in'}]}, {'regionName': 'footer3', 'items': [{'name': 'location', 'label': 'Location:'}]}], 'allBylineItems': [{'name': 'author', 'label': 'Published by'}, {'name': 'timestamp', 'label': 'On'}, {'name': 'comments', 'label': 'Comment'}, {'name': 'share', 'label': ''}, {'name': 'labels', 'label': 'in'}, {'name': 'location', 'label': 'Location:'}]}, {'title': 'Categorized Posts', 'type': 'LinkList', 'sectionId': 'sec_Main_Widgets', 'id': 'LinkList08'}, {'title': 'Post Middle Ads', 'type': 'LinkList', 'sectionId': 'sec_Main_Widgets', 'id': 'LinkList84'}, {'title': 'Table of contents', 'type': 'HTML', 'sectionId': 'sec_Main_Widgets', 'id': 'HTML11'}, {'title': 'Below Posts Ad', 'type': 'LinkList', 'sectionId': 'sec_Bottom_Widgets', 'id': 'LinkList85'}, {'title': '', 'type': 'HTML', 'sectionId': 'sec_Side_Widgets', 'id': 'HTML1'}, {'title': 'Popular Posts', 'type': 'PopularPosts', 'sectionId': 'sec_Side_Widgets', 'id': 'PopularPosts01', 'posts': [{'title': 'The Algorithm Election: How Social Media Rewired Modern Politics', 'id': 8299360161574279116}, {'title': 'India Post GDS Recruitment 2026: Apply Online for 23,757 Posts, Dates, Fee \x26 Eligibility', 'id': 6873099943936139004}, {'title': 'Visit of Belgian Prime Minister to India: Strategic Outcomes \x26 Economic Analysis', 'id': 4064869547609572692}, {'title': 'What Is DIGIPIN? India Post\u2019s New Digital Address Code Developed with ISRO \x26 IIT Hyderabad', 'id': 2104359436239600471}, {'title': 'SSC CHSL Recruitment 2026: Apply Online, Important Dates, Fee, and Eligibility Criteria', 'id': 3749142345606262083}]}, {'title': 'Labels', 'type': 'Label', 'sectionId': 'sec_Side_Widgets', 'id': 'Label01'}, {'title': 'Sticky Ad [Desktop]', 'type': 'LinkList', 'sectionId': 'sec_Side_Sticky', 'id': 'LinkList86'}, {'title': 'Take me back', 'type': 'HTML', 'sectionId': 'sec_Error_404', 'id': 'HTML404'}, {'title': 'Amarjeet Shaurya', 'type': 'Image', 'sectionId': 'sec_Footer_Organization', 'id': 'Image21'}, {'title': 'Social Media Links', 'type': 'LinkList', 'sectionId': 'sec_Footer_Organization', 'id': 'LinkList21'}, {'title': 'Credit', 'type': 'HTML', 'sectionId': 'sec_Footer_Bottom', 'id': 'HTML21'}, {'title': 'Mobile Menu', 'type': 'TextList', 'sectionId': 'sec_Mobile_Menu', 'id': 'TextList99'}, {'title': 'Anchor Ad [Mobile]', 'type': 'LinkList', 'sectionId': 'sec_Anchor_Ad', 'id': 'LinkList87'}, {'title': 'Labels', 'type': 'Label', 'sectionId': 'sec_Theme_Hidden', 'id': 'Label41'}, {'title': 'Contact Form', 'type': 'ContactForm', 'sectionId': 'sec_Theme_Hidden', 'id': 'ContactForm41'}, {'title': 'Pageviews last month', 'type': 'Stats', 'sectionId': 'sec_Theme_Hidden', 'id': 'Stats41'}, {'title': 'Firebase Configurations', 'type': 'LinkList', 'sectionId': 'sec_Addon_Widgets', 'id': 'LinkList61'}, {'title': 'Progressive Web App', 'type': 'LinkList', 'sectionId': 'sec_Addon_Widgets', 'id': 'LinkList62'}, {'title': 'Cookie Consent [NoTitle]', 'type': 'LinkList', 'sectionId': 'sec_Addon_Widgets', 'id': 'LinkList63'}]}]);
_WidgetManager._RegisterWidget('_HeaderView', new _WidgetInfo('Header01', 'sec_Header_Title', document.getElementById('Header01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_BlogSearchView', new _WidgetInfo('BlogSearch01', 'sec_Header_Search', document.getElementById('BlogSearch01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_TextListView', new _WidgetInfo('TextList01', 'sec_Header_Icon', document.getElementById('TextList01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_ProfileView', new _WidgetInfo('Profile01', 'sec_Header_Icon', document.getElementById('Profile01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList02', 'sec_Header_Icon', document.getElementById('LinkList02'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList03', 'sec_Header_Icon', document.getElementById('LinkList03'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_HTMLView', new _WidgetInfo('HTML01', 'sec_Nav_Widgets_1', document.getElementById('HTML01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_PageListView', new _WidgetInfo('PageList01', 'sec_Nav_Widgets_1', document.getElementById('PageList01'), {'title': 'Navigation Menu (Simple)', 'links': [{'isCurrentPage': false, 'href': '/p/safelink.html', 'title': 'Safelink Generator'}], 'mobile': false, 'showPlaceholder': true, 'hasCurrentPage': false}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_PageListView', new _WidgetInfo('PageList02', 'sec_Nav_Widgets_2', document.getElementById('PageList02'), {'title': 'Additional Links', 'links': [{'isCurrentPage': false, 'href': '/p/sitemap.html', 'title': 'Sitemap'}, {'isCurrentPage': false, 'href': '/p/disclaimer.html', 'title': 'Disclaimer'}, {'isCurrentPage': false, 'href': '/p/privacy-policy.html', 'title': 'Privacy Policy'}, {'isCurrentPage': false, 'href': '/p/terms-condition.html', 'title': 'Terms \x26 Conditions'}], 'mobile': false, 'showPlaceholder': true, 'hasCurrentPage': false}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList04', 'sec_Nav_Widgets_2', document.getElementById('LinkList04'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList05', 'sec_Under_Header', document.getElementById('LinkList05'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList06', 'sec_Under_Header', document.getElementById('LinkList06'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList07', 'sec_Under_Header', document.getElementById('LinkList07'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList81', 'sec_Horizontal-Ad', document.getElementById('LinkList81'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList82', 'sec_Top_Widgets', document.getElementById('LinkList82'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_FeaturedPostView', new _WidgetInfo('FeaturedPost01', 'sec_Top_Widgets', document.getElementById('FeaturedPost01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList83', 'sec_Main_Widgets', document.getElementById('LinkList83'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_BlogView', new _WidgetInfo('Blog01', 'sec_Main_Widgets', document.getElementById('Blog01'), {'cmtInteractionsEnabled': false}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList08', 'sec_Main_Widgets', document.getElementById('LinkList08'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList84', 'sec_Main_Widgets', document.getElementById('LinkList84'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_HTMLView', new _WidgetInfo('HTML11', 'sec_Main_Widgets', document.getElementById('HTML11'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList85', 'sec_Bottom_Widgets', document.getElementById('LinkList85'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_HTMLView', new _WidgetInfo('HTML1', 'sec_Side_Widgets', document.getElementById('HTML1'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_PopularPostsView', new _WidgetInfo('PopularPosts01', 'sec_Side_Widgets', document.getElementById('PopularPosts01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LabelView', new _WidgetInfo('Label01', 'sec_Side_Widgets', document.getElementById('Label01'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList86', 'sec_Side_Sticky', document.getElementById('LinkList86'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_HTMLView', new _WidgetInfo('HTML404', 'sec_Error_404', document.getElementById('HTML404'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_ImageView', new _WidgetInfo('Image21', 'sec_Footer_Organization', document.getElementById('Image21'), {'resize': true}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList21', 'sec_Footer_Organization', document.getElementById('LinkList21'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_HTMLView', new _WidgetInfo('HTML21', 'sec_Footer_Bottom', document.getElementById('HTML21'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_TextListView', new _WidgetInfo('TextList99', 'sec_Mobile_Menu', document.getElementById('TextList99'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList87', 'sec_Anchor_Ad', document.getElementById('LinkList87'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LabelView', new _WidgetInfo('Label41', 'sec_Theme_Hidden', document.getElementById('Label41'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_ContactFormView', new _WidgetInfo('ContactForm41', 'sec_Theme_Hidden', document.getElementById('ContactForm41'), {'contactFormMessageSendingMsg': 'Sending...', 'contactFormMessageSentMsg': 'Your message has been sent.', 'contactFormMessageNotSentMsg': 'Message could not be sent. Please try again later.', 'contactFormInvalidEmailMsg': 'A valid email address is required.', 'contactFormEmptyMessageMsg': 'Message field cannot be empty.', 'title': 'Contact Form', 'blogId': '8961229258634651872', 'contactFormNameMsg': 'Name', 'contactFormEmailMsg': 'Email', 'contactFormMessageMsg': 'Message', 'contactFormSendMsg': 'Send', 'contactFormToken': 'AAPvtVkGc6CFHt37WE57m-Q3Oul6:1789509980811', 'submitUrl': 'https://www.blogger.com/contact-form'}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_StatsView', new _WidgetInfo('Stats41', 'sec_Theme_Hidden', document.getElementById('Stats41'), {'title': 'Pageviews last month', 'showGraphicalCounter': false, 'showAnimatedCounter': false, 'showSparkline': true, 'statsUrl': '//www.ajshaurya.in/b/stats?amp\x3d1\x26style\x3dBLACK_TRANSPARENT\x26timeRange\x3dLAST_WEEK\x26token\x3dAEz_qU8SKblWL1tdy9q_dRQ7UK_oKEYXR-FLsOv2V0ZiTlWVUTf59qA00YeDV07QS6P6sGwEGYVLLzs2pGg7zyM'}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList61', 'sec_Addon_Widgets', document.getElementById('LinkList61'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList62', 'sec_Addon_Widgets', document.getElementById('LinkList62'), {}, 'displayModeFull'));
_WidgetManager._RegisterWidget('_LinkListView', new _WidgetInfo('LinkList63', 'sec_Addon_Widgets', document.getElementById('LinkList63'), {}, 'displayModeFull'));
</script>
</body>